The Auto Insurance Game (and don't be poor)

 

                                            This is a joke.

Two years ago my annual auto insurance premium was increased by $200 - $300 per annum.  'twas surprising since I had not made a claim, and my Driver License designated me as a safe driver, 

I called the Insurer and asked the basic question -"Why?"  It was because the population of Florida is increasing, hence more drivers and more claims.

I called a well established insurance business  (Wallace Welch and Willingham".   They shopped around an found me a cheaper premium with a reputable Insurer.  Good work, for as long as it lasted.

My 2022/3 renewal notice has arrived. I thought that the premium would be lower since I am still a safe driver and my Kia Forte is four and a half years old.  How naïve of me. The premium is up by $159, and now totals $1,410, i.e. about $27 per week.

That includes what is called a full discount. of $253.

"Discount my hat!"   That's the reduction of interest because I pay annually not monthly.

"It's always the poor wot suffers".   *****

Those good people who simply are unable to save a dime and have pay their Auto Insurance monthly pay a premium for that convenience.

It's tough enough to be poor in America.  Those of us who have a decent income and can save a little,  have no idea of all the added fees and charges poor people make because they have to budget month by month, or week by week.

They pay extra because they are poor.

It's the Auto Insurance Game  (and don't be poor).

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****  I know of what I write.

In my family major and necessary  purchases were made by what was euphemistically called "Hire Purchase", but popularly known as the "never never".    Lord knows what the interest rate was.

Our first television was rented.  Who could afford to buy one?  We went up in the world with a better one.   It was coin operated.

There was a coin slot on the back of the T.V.  which took a 50p piece

When the meter ran out the T.V, would turn itself off without a word of warning.   The cry would go out  "Does anyone have a 50p piece?"

If not there was no more T.V. that evening!